Adehyeman Savings and Loans Limited (ASL) Ghana: Credit Officers

Adehyeman Savings and Loans Company Ltd. (Adehyeman) was licensed by the Bank of Ghana on 11th January 2005 under the Non-Bank Financial Institutions Law (PNDCL 328) as a Non-Bank Financial Institution (NBFI). Consequently, the company has the legal and regulatory mandate to receive deposits and as well offer loan products.

Adehyeman Savings and Loans Limited (ASL) is a non-bank financial institution licensed by the Bank of Ghana to provide financial services to various parts of Accra.

Job Description:

As part of our expansion program and business strategy, we require the services of a smart, confident, performance oriented and experienced professionals to be employed as Credit Officers.

Job Responsibilities

• Advises and informs clients on loan products
• Screens and selects loan applications
• Assesses loan by visiting the applicant’s business and residence, contacting suppliers, customers and other stakeholders of the applicant where necessary and analyze the information gathered in the required professional manner
• Presents results of analysis to Credit Committee
• Disburses loans
• Monitoring of outstanding loan portfolio
• Managing arrears and follows up on bad debts
• Cross selling other non-credit products
• Contributes to the improvement of processes and procedures
• Evaluates other loan proposals and decisions at both credit and arrears committee.

Job requirements:

Educational requirements

• A minimum of a HND or Degree in Accounting, Banking and Finance, Economics, Mathematics, Social Science or an equivalent professional qualification. Some level of experience in the field is an advantage.

Special / Personal Abilities

• Should possess  good knowledge of accounting & mathematics
• Should be able to speak  English & about two local languages
• Good Computer knowledge (MS office)
• Excellent communication skills; ability to explain complicated matters in a simple way
• Analytical skills; combined with a good portion common sense
• Ambitious and enthusiastic team player

How to apply:

The Human Resource Department
Adehyeman Savings and Loans Limited
P.O. Box GP 13249
Accra

or

e-mail CV to: [email protected]

Closing date: 31st March, 2011