Habitat For Humanity Recruitment 2011: Loans Recovery Officers - Jobs in Ghana

Habitat For Humanity Recruitment 2011: Loans Recovery Officers

Posted on :

1 Aug, 2011

Category :

NGO Jobs in Ghana, Non Profit Organisation Jobs

Habitat for Humanity International – Ghana is a non-profit organisation dedicated to eliminating substandard housing and homelessness worldwide and making adequate, affordable shelter a matter of conscience and action.


Job Description

The Role:
Reporting to the Loan Portfolio Manager, the Recovery Officer will work directly with borrowers and effectively manage loan portfolio to maximize the collection of loans.

  • The Recovery officer will be remunerated on commission basis, based on the amount of loans collected
  • The Recovery Officer is responsible for communicating with debtors, establishing and developing effective payment plans with debtors
  • Advise debtors of their legal liability under existing local contract law (including the interpretation of their liability under the loan agreement)


Required Skills or Experience

  • HND/University degree in Banking and Finance, Marketing, Business Administration
  • A minimum of 2 years experience as a Loan officer in a reputable MFI or banking sector

Relevant skills required:

  • Excellent interpersonal skills, the ability to communicate effectively (both orally and in writing)
  • High level of perseverance and ability to remain calm in stressful situations
  • Investigative procedures applicable to the collection of bad debts;
  • Basic arithmetic and financial record keeping;
  • Computer literate
  • Experience with a bank or MFI is an added advantage


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