Adehyeman Savings and Loans Limited (ASL) Ghana: Credit Officers

Posted on :

14 Mar, 2011

Category :

Banking Jobs in Ghana, Finance Jobs in Ghana

Adehyeman Savings and Loans Company Ltd. (Adehyeman) was licensed by the Bank of Ghana on 11th January 2005 under the Non-Bank Financial Institutions Law (PNDCL 328) as a Non-Bank Financial Institution (NBFI). Consequently, the company has the legal and regulatory mandate to receive deposits and as well offer loan products.

Adehyeman Savings and Loans Limited (ASL) is a non-bank financial institution licensed by the Bank of Ghana to provide financial services to various parts of Accra.

Job Description:

As part of our expansion program and business strategy, we require the services of a smart, confident, performance oriented and experienced professionals to be employed as Credit Officers.

Job Responsibilities

  • Advises and informs clients on loan products
  • Screens and selects loan applications
  • Assesses loan by visiting the applicant’s business and residence, contacting suppliers, customers and other stakeholders of the applicant where necessary and analyze the information gathered in the required professional manner
  • Presents results of analysis to Credit Committee
  • Disburses loans
  • Monitoring of outstanding loan portfolio
  • Managing arrears and follows up on bad debts
  • Cross selling other non-credit products
  • Contributes to the improvement of processes and procedures
  • Evaluates other loan proposals and decisions at both credit and arrears committee.

Job requirements:

Educational requirements

  • A minimum of a HND or Degree in Accounting, Banking and Finance, Economics, Mathematics, Social Science or an equivalent professional qualification. Some level of experience in the field is an advantage.

Special / Personal Abilities

  • Should possess  good knowledge of accounting & mathematics
  • Should be able to speak  English & about two local languages
  • Good Computer knowledge (MS office)
  • Excellent communication skills; ability to explain complicated matters in a simple way
  • Analytical skills; combined with a good portion common sense
  • Ambitious and enthusiastic team player

How to apply:

The Human Resource Department
Adehyeman Savings and Loans Limited
P.O. Box GP 13249


e-mail CV to: [email protected]

Closing date: 31st March, 2011

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