Adehyeman Savings and Loans Limited (ASL) Recruitment 2011

Posted on :

4 Jul, 2011

Category :

Banking Jobs in Ghana

Adehyeman Savings and Loans Limited (ASL) is a non-bank financial institution licensed by the Bank of Ghana to provide financial services

Job Description

As part of our expansion program and business strategy, we require the services of a smart, confident, performance oriented and experienced professional to be employed as Deputy Credit Manager – Strategy, Product Development & Portfolio Growth.

Some Job Responsibilities


Conducts market research, competitor analysis, industry analysis and macroeconomic analysis to determine credit products that best suit the needs of our clients and which will be profitable for Adehyeman
Ensures a continual appraisal and revision of existing credit products
Coordinates the development of demand acquisition plans to help sustain demand for all our loan products
Plays a key role in the development and revision of an up-to-date, customer-centered and risk-based Credit Policy Document
Plays a key role in the development and periodic revision of a job-focused Credit training manual for Adehyeman
Designing an effective and efficient database and reporting templates for credit data management and reporting

Regular monitoring of loan officers output and productivity and taking corrective measures to deal with variances
Regular monitoring of product and sector compositions of our loan portfolio with the aim of ensuring that such ratios are within the acceptable limits
Constantly monitoring our credit products in the light of competitor information and clients’ preferences and suggesting modifications or improvements
Constantly monitoring our loan processes and suggesting useful modifications

Setting disbursement and portfolio growth targets for all branches and credit officers
Assist branches in discovering new markets within their catchment areas for the purpose of generating demand for loans
Identify training needs of our credit staff (and others involved in credit administration) and organize trainings for them
Participates in branches credit committees
Gives support to the branches (when BM or Credit supervisor is on leave or resigns pending replacement)

Required Skills or Experience


Educational requirements

A first degree in accounting, mathematics or any other relevant field with at least 2 years experience in credit administration in a microfinance institution
Experience in product development
Good knowledge of group lending methodology
Background in marketing or research would be very advantageous
Special / Personal Abilities

Determined personality with initiative and perseverance
Good analytical skills
Excellent communication and marketing skills
Be a good trainer, facilitator, mentor, coach and good oral and written communication skills
Possess good leadership skills and other managerial competencies
Proficient in MicroSoft office applications(Power Point, Word, Advanced Excel)

How To Apply

Please note that only those who meet the requirements of this position should apply and only short listed candidates would be contacted. Application letters with CV should be sent to:

The Human Resource Department
Adehyeman Savings and Loans Limited
P.O. Box GP 13249


e-mail CV to: [email protected]

Offer valid till: 22 Jul, 2011

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