Advans Ghana Savings and Loans Limited Recruiting 2019

Posted on :

6 Mar, 2019

Category :

Administrative Jobs in Ghana

Advans Ghana Savings and Loans is a rapidly growing International Institution with 19 Branches in Ghana.

Job Description

Job Title: Recovery Officers x5

Preferred Locations: Ho, Hohoe, Kumasi, Tamale and Accra.

Job Purpose

  • The Recovery Officer is responsible, under the supervision of the Head of Recovery (HoR) for all the activities of the Unit. He/She assists the Head of Recovery for the development of the Unit and all monies owed to Advans Ghana Savings and Loans
  • He/She also assists the Head of Recovery in the implementation of operational policies, procedures, guidelines and work on prevention, detection and correction of risks related to the above-mentioned core activities. Most importantly prevent Advans Ghana from losing more than it has invested.
  • He/She will be in charge of a portfolio of Non- Accrual and Written Off loans and work closely with the Credit Officer to recover any amount owed to Advans. Officers will be assigned to a team

Duties and/or Responsibilities

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  • To meet agreed performance targets and provide quality service with a high level of Customer Care. To develop and operate effective working practices that promotes the smooth running of the Unit.
  • To be prepared to visit debtors to prompt payment and personally serve Demand Notices to debtors while adhering to Advans Ghana policies and procedures.
  • To develop and maintain a working knowledge of policies, procedures and guidance and to work with them. And be able to keep abreast of changes in legislature, national and local trends.
  • Must be able to investigate and locate absconded clients and recover any amount due.
  • To liaise directly with relevant external agencies, Police, Valuators, Auctioneers, Lawyers.
  • To identify risk and prevent fraudulent application by other team members as well as clients. And must be able to give advice on major risk
  • issues on the market for implementation.
  • To ensure cash collection on payment control is administered in line with Audit requirements.
  • To take part in Performance Management reviews with the team leader to ensure that individual targets are achieved to support the aims and objectives contained in the service plan
  • To promote and apply the standard and principles of Advans Ghana and manage resources ensuring that the delivery of services continue to be cost effective.
  • To undertake other relevant duties that may be required.

Salary Per Month: Negotiable

Required Skills or Experience

  • At least an HND / Bachelor’s Degree in a Business related field and / or other professional qualifications.

Work Experience

  • A minimum of 2 years of work experience in Banking/Micro Finance and specifically Debt Recoveries in a financial institution Challenges:
  • A poor addressing system which impedes the search for the location of clients and guarantors
  • Delay in court processes which tend to affect recoveries of bad debt

How to Apply

Applications should be sent to  [email protected]

Deadline: 15th March 2019

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