CHF International Ghana: Consultants (Microfinance for Water & Sanitation)

Posted on :

18 May, 2011

Category :

NGO Jobs in Ghana, Non Profit Organisation Jobs

CHF International is an international development organization founded in 1952 that works in post-conflict, unstable and developing countries. We partner with communities around the world to help them to direct the improvement of their lives and livelihoods. We believe that the people best suited to decide what a community needs are the people of the community itself. CHF is a politically neutral, non-profit 501(c)(3) organization, that prides itself on an approach which is accountable, efficient and effective.

Job Description



CHF International has been awarded a three-year grant to implement the Slum Communities Achieving Livable Environments with Urban Partners (SCALE-UP) program. The program will provide targeted capacity building to local intermediaries (NGOs and others) to implement slum upgrading interventions in collaboration with community-based organization(CBOs) and municipal authorities in two cities(Accra and Sekondi-Takoradi).

The SCALE-UP Program has four principal objectives:

  • Strengthening the capacity of slum residents and local intermediaries to realize pro-poor projects;
  • Regularizing local government engagement of the urban poor in inclusive planning and implementation of pro-poor urban initiatives;
  • Increasing income and asset generation opportunities for slum residents; and
  • Improving the living environment for slum residents.

The program focuses on building the capacity of local NGOs to identify and implement projects in slum communities that result in increased income and assets and improved living environments for slum community residents and operates in the following urban informal settlements:

  • Accra: Jamestown, Ayidiki, Sabon Zongo, Avenor and Nima
  • Sekondi-Takoradi: New Takoradi, Kojokrom, Kwesimintim and Ngyeresia

One of the key activities of the Scale up project is to promote sustainable microfinance products and services for the provision of water and sanitation facilities. With this objective in mind, CHF Ghana is seeking a Consultant to assess the various options available in designing and scaling up the use of microfinance for the provision of water and sanitation facilities.
The Consultant will be required to assess the potential market for microfinance in the water and sanitation sector and to identify specific opportunities for potential support by microfinance institutions and the project.

Specifically, the assessment will seek to determine the scope of the microfinance for water and sanitation market(in terms of the nature and type of products); the size of the potential demand; the contexts where microfinance is likely to achieve sustainable impact at scale; the measures needed to overcome barriers to the use of microfinance for these purposes; and specific opportunity areas for support by microfinance institutions and the project.


The  scope  of  work  of  the assessment should  include  but  not  be  limited  to  all  the  following  tasks  detailed  below;

  • perform a desk study to identify the current supply and demand for financial services for water and sanitation in Ghana, and specifically in the program areas. Include macroeconomic and other exogenous factors which influence access to finance in this area.  Identify any best emerging best practices in the field, specifically from experience within Africa.
  • conduct a supply analysis, providing an overview of which financial institutions provide water and sanitation financial services, as well as the target market, terms and conditions.  It should bring out challenges suppliers Calculate the size of the supply in Ghana.
  • conduct a demand study in the selected slum areas, using qualitative and quantitative tools to both determine the type of products needed and estimate the size of the demand
  • supplement / confirm all information with key informant interviews – interview key informants including project stakeholders in Accra and Takoradi, financial and microfinance institutions, local government officials, local NGOs/CSOs, and most importantly, local communities


The geographical scope of the proposed assessment should include but not be necessarily limited to some of the following communities of the project;

  • Accra: Jamestown, Ayidiki, Sabon Zongo, Avenor and Nima
  • Sekondi-Takoradi: New Takoradi, Kojokrom and Ngyeresia


The assessment shall produce the following;

  • a debrief at the end of the field study with the CHF International project team, presenting major findings and initial recommendations
  • a  draft  report  which  covers  all  the  field  investigations, data  analysis  and  recommendations  on  the   work  done, that  offers;
  • a  thorough  understanding  of  the microfinance for water and sanitation market including current and potential size of the market, existing products and service providers
  • details of the various microfinance for water and sanitation opportunities/potentials identified including possible service providers
  • core activities identified as critical for developing the opportunities identified
  • recommend an effective design and scaling up mechanism of using microfinance for the provision of water and sanitation facilities
  • a final report that addresses any comments on the draft report provided by CHF International

Consultants or firms interested in the assessment should please submit a proposal to include the following;

  • overview of consultant’s capabilities/experience
  • contact details to include physical location, telephone number and email address(es)
  • description of services/work to be performed
  • proposed  methodology
  • proposed  team
  • estimated  budget
  • delivery schedule

CHF will work closely with the Consultant. Therefore upon signing of the contract, the Consultant will discuss and agree on a work plan with CHF International. All correspondence and reports should be addressed to Ishmael Adams, CHF International / Ghana.

The contract sum will be divided into categories relating to the deliverables to be agreed by the two parties (first advance not to exceed 24% of contract value).


How To Apply

To submit proposals or seek further information and clarifications, please contact;

Ishmael Adams
CHF International Ghana
#63 Adjei Tsuru Street
East Legon, Accra-Ghana
Tel: 0302 522568



[email protected][email protected]
Deadline for submission of proposals: 19th May, 2011



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