Posted on :
12 Sep, 2013
12 Sep, 2013
The Role
To test implementation of documented processes and procedures under the Governance framework and support the Governance function in country
Key Responsibilities
• Facilitate the adoption of the Risk Appetite Framework, the subsequent monitoring of the limit framework and the reporting of breaches
• Responsible for governance framework – that is to manage Risk across all areas of Credit – this includes the Risk Control Self Assessment (undertaken by Risk Department) and monitoring KRl’s flowing from the exercise
• Assess the Credit Risk Standard annually and the adoption thereof
• Review and sign off of policies in conjunction with Head Office annually
• Review and update procedures annually
• Review SLA’s annually (and ensure vendor visits are performed where required)
• Track all pay draw downs without perfection of Collateral
• Monitor concentration limits in line with approved Caps
• Review and table the approved insurance underwriters, property appraisers and legal panels at CRMC annually
• Ensure all MoU are routed through Centralised Lending / CIB Legal
• Ensure sign off of Staff concessions are noted by CCO
• Ensure Central Repository of Country Legal Documents
Qualification Required & Experience
• Bachelor of Commerce. A 2nd Degree in a business related field will be an added advantage
• 5 years experience in a Credit and Risk Management function
• Conceptual understanding of credit policies / principles and how its successful application can lead to market success
• Knowledge and understanding of the regulatory environment governing financial services
Remuneration
• Negotiable according to experience, knowledge and skills
Location: Accra
How To Apply For The Job
Interested persons may e-mail their application letter with current Curriculum Vitae (CV) to:
Closing Date: 18 September, 2013