{"id":12238,"date":"2015-01-03T00:26:53","date_gmt":"2015-01-03T00:26:53","guid":{"rendered":"https:\/\/joblistghana.com\/?p=12238"},"modified":"2016-11-17T09:47:15","modified_gmt":"2016-11-17T09:47:15","slug":"standard-chartered-bank-credit-analyst","status":"publish","type":"post","link":"https:\/\/joblistghana.com\/standard-chartered-bank-credit-analyst.html","title":{"rendered":"Standard Chartered Bank: Credit Analyst"},"content":{"rendered":"

Job Description<\/strong>
\na. Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.
\nb. Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit\/policy perspective.<\/p>\n

c. Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio.<\/p>\n

Key Roles & Responsibilities<\/strong>
\nOrigination
\n\uf06e Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
\n\uf06e Work with RM\/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
\n\uf06e Work with the RM, in a) obtaining all pre clearances like ER negativity, segmentation, etc. b) preparing & presenting work-shopping note and c) expediting approvals.
\n\uf06e Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
\n\uf06e Ensure compliance of all internal and regulatory credit\/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
\n\uf06e Coordinate and prepare for GCC meetings
\n\uf06e Liaise with GAM Credit for limit approval\/allocation.
\n\uf06e Prepare GP5. (for Malaysia only), Conduct SCL\/means and purpose test. (for Malaysia only)
\n\uf06e Release the trade offerings in IMEX, after obtaining the necessary approvals.
\n\uf06e Seek necessary approvals for excesses in the account.
\n\uf06e Call reporting after visits and interactions with client<\/p>\n

Post Deal Account monitoring<\/strong><\/p>\n

\uf06e Monitor quality of the portfolio by tracking Excess\/past dues, strictly complying with ASTAR, EAR processes.
\n\uf06e Ensure timely submission of quality Quarterly Credit Reports
\n\uf06e Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
\n\uf06e Ensure Zero BCA over dues.
\n\uf06e Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
\n\uf06e Proper maintenance of Credit files and ensuring Audit Ready at any time
\n\uf06e Attend EAR\/Portfolio call\/MTM calls along with the RMs
\n\uf06e In partnership with the relationship manager, ensure timely identification of accounts to be put in EAR as per the bank\u2019s policies and guidelines
\n\uf06e RWA and other credit calculations.
\n\uf06e Conducting factory inspection and preparing inspection reports
\n\uf06e Obtaining quarterly \/ annual \/ interim financials from client<\/p>\n

Others <\/strong><\/p>\n

\uf06e prepare timely Stress Tests wherever required
\n\uf06e Prepare specific industry study
\n\uf06e In partnership with the RM, approve the TAS request as per the bank\u2019s policy (only FI specific).
\n\uf06e Work on specific request from custody for limits (only FI specific)
\n\uf06e Prepare PMC report (only FI specific). Prepare summary sheets for FIS (only FI specific)
\n\uf06e Prepare Credit Opinion reports wherever required.
\n\uf06e Effective use of Creditmate & CRM
\n\uf06e Preparing RFA for transferring to GSAM<\/p>\n

Qualifications & Skills<\/strong>
\nMinimum 3 years experience in a Corporate Banking environment.
\nA post-graduate degree in Business, Commerce, or Economics is preferred. However a first degree in these disciplines or in a science or other field where analytical skills are gained is acceptable.
\nSound understanding of Commercial Banking, Trade Finance and Financial Markets products. Added knowledge of Retail Banking products and Wealth Management products would advantageous.
\nStrong credit appraisal, analytical and marketing skills, with the ability to interpret complex financial information.
\nA good understanding of the general, economic, political and business environment of the region.
\nExcellent communication (written and verbal) and negotiation skills.<\/p>\n

Submit your CV and Application online<\/strong> : Click Here<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Job Description a. Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio. b. Closely work with the RM from the origination…..<\/p>\n","protected":false},"author":1,"featured_media":9973,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[31],"tags":[184],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/joblistghana.com\/wp-content\/uploads\/jobs.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p2nO32-3bo","_links":{"self":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts\/12238"}],"collection":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/comments?post=12238"}],"version-history":[{"count":0,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts\/12238\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/media\/9973"}],"wp:attachment":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/media?parent=12238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/categories?post=12238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/tags?post=12238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}