A Non-Bank Financial Institution (NBFI) and a subsidiary of a multinational company has vacancies for highly motivated individuals with high integrity and a passion to succeed for hiring<\/p>\n
Job Description<\/strong><\/p>\n Job Title: Credit Risk Officer<\/strong><\/p>\n Reports To: Credit Administration Manager Purpose Of The Job:<\/strong><\/p>\n Credit all Customers with the corresponding monthly payment per the schedule received from the various employers on behalf of customers. Primary Responsibilities:<\/strong><\/p>\n Account Management \u2013 Receipting And Reconciliation Receipting Reconciliation<\/p>\n Review receipting data to separate all over payments, non-payments and underpayments for further analysis Resubmissions<\/p>\n Prepare a list of all non-payments to various employer customers for feedback How to Apply<\/strong><\/p>\n Interested applicants should apply by e-mail their CVs and cover letters details to hotjobs015@gmail.com by close of work Tuesday 22, 2017<\/strong> A Non-Bank Financial Institution (NBFI) and a subsidiary of a multinational company has vacancies for highly motivated individuals with high integrity and a passion to succeed for hiring Job Description…..<\/p>\n","protected":false},"author":6721,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[11],"tags":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p2nO32-6He","_links":{"self":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts\/25744"}],"collection":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/users\/6721"}],"replies":[{"embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/comments?post=25744"}],"version-history":[{"count":0,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts\/25744\/revisions"}],"wp:attachment":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/media?parent=25744"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/categories?post=25744"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/tags?post=25744"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nLocation: Accra<\/p>\n
\nKeep a record of the dates of receipting and any challenges encountered.
\nUpdate the collection rate table for all employer customers each month
\nUpdate receipting details with all off payroll collections to determine actual collection rate for the month.<\/p>\n
\nCredit all customers with the corresponding monthly payments per the schedules received from the various employers on behalf of customers.
\nKeep record of dates of receipting and any challenges encountered
\nUpdate the collection rate table for all employer customers each month.
\nUpdate receipting details with all off payroll collections to determine actual collection rate for the month.
\nCompare the collection records with details on view to determine any inconsistencies and investigate accordingly.
\nManual Receipting
\nReconcile manual payments captured at the branches with records from the finance department
\nApproved all captured manual payments made in Baylend after reconciliation with Finance
\nReconcile all payments made directly into the company\u2019s bank account with finance, capture and approve payments in Baylend.
\nCapture all direct debit payments in Baylend and approve them accordingly
\nProvide detailed report and trend analysis on all off payroll receipting for the month<\/p>\n
\nReview individual accounts of all non-payments and under payments to establish actual cause of non-payment or underpayment
\nPrepare list for the submission to employer for feedback on the causes of non-payment after internal reconciliation and updating of individual accounts.
\nSubmit list of all first cycle non-payments and underpayments to the branch support team for further investigations using loan contract details
\nSubmit the list of all non-payments and underpayments to the off payroll management team to contact customers.
\nKeep detailed track of all reconciliation activities carried out in the month.
\nAnalysis of payroll related feedback and analysing performance of collections<\/p>\n
\nFollow up on all resubmissions for feedback on time
\nUpdate all accounts based on feedback received from employer customers
\nRecommend the appropriate codes for various accounts based on feedback received
\nEnsure resubmission process is done correctly and tracked continuously
\nHouse Keeping
\nEnsure all payroll deduction files are analysed and customers\u2019 accounts are duly credited before month end.
\nEnsure feedback loop is maintain to improve origination process
\nLiaise with Branch Support to receive related data for loan documents
\nRequired Skills or Experience
\nA minimum of Higher National Diploma.
\nOver 3 years\u2019 experience in running collection, specifically with unsecured lending
\nStrong self-motivation, with ability to work independently and under pressure
\nCompetencies Required (Skills & Abilities)
\nGood knowledge of application software such as MS Word, Excel and Access
\nMust be able to meet target on scheduled time
\nExcellent communication and interpersonal skills
\nMust be willing to travel to customer sites
\nMust be highly assertive<\/p>\n
\nOnly short listed applicant will be contacted.<\/p>\n","protected":false},"excerpt":{"rendered":"