{"id":49861,"date":"2020-08-07T12:42:37","date_gmt":"2020-08-07T12:42:37","guid":{"rendered":"https:\/\/joblistghana.com\/?p=49861"},"modified":"2020-08-07T12:42:37","modified_gmt":"2020-08-07T12:42:37","slug":"standard-bank-group-jobs-2020","status":"publish","type":"post","link":"https:\/\/joblistghana.com\/standard-bank-group-jobs-2020.html","title":{"rendered":"Standard Bank Group Jobs 2020"},"content":{"rendered":"<p>To grow and retain a portfolio of agricultural relationships by performing a proactive, mobile, value-adding financial partnership role, ensuring that close personal attention is given to provide a full array of customized financial solutions and services tailored to meet the growing needs and potential of the agric. portfolio.<\/p>\n<p><strong>Job Description<\/strong><\/p>\n<p><strong>Job Title:\u00a0Relationship Manager, Agribusiness<\/strong><\/p>\n<ul>\n<li>Promote and enhance the bank\u2019s image and profile by representing the bank at important agricultural events.<\/li>\n<\/ul>\n<p>Key Responsibilities\/Accountabilities<\/p>\n<p>Profitable growth in sales<\/p>\n<ul>\n<li>Provide advice on, promoting, selling and structuring a wide and diverse range of financial solutions customised to best meet the financial needs of players in the agricultural value chains.\n<ul>\n<li>Selling includes acquiring and opening new business accounts on a face-to face basis, as well as<\/li>\n<li>Cross-selling additional value added solutions to the existing portfolio to assist clients in growing their businesses<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li>Identify and take ownership of leads generated for the promotion of the Agric. Value Chain.<\/li>\n<li>Develop and implement a client-calling schedule to visit all clients in the portfolio.<\/li>\n<li>Identify opportunities to migrate top-end relationships.<\/li>\n<\/ul>\n<p>Customer service quality and efficiency<\/p>\n<ul>\n<li>Provide a central advisory\/information\/ query handling service point for the portfolio.<\/li>\n<li>Performing a proactive liaison role between the various players and the Head Agribusiness in fulfilment of credit functions.<\/li>\n<li>Interact frequently and closely with all clients to analyse and establish ongoing needs and to assist clients to better understand their financial requirements.<\/li>\n<li>Accurately and efficiently processing customer mandates\/ documentation requirements for financial facilities.<\/li>\n<\/ul>\n<p>Lending support and risk management<\/p>\n<ul>\n<li>Explaining and structuring\/ customising credit loan facility options, parameters and qualifying criteria.<\/li>\n<li>Support customers in the completion of credit application information requirements e.g. balance sheets, financial statements and management accounts.<\/li>\n<li>Motivate and process non-scored credit applications.<\/li>\n<li>Notify customers regarding the approval\/ decline of credit loan facilities.<\/li>\n<li>Explore alternative solutions in the event of deadlines from Credit.<\/li>\n<\/ul>\n<p>Legislative compliance<\/p>\n<ul>\n<li>Complete disclosure to the customers in terms of accreditation, service fees, and commission.<\/li>\n<li>Ensure proper record keeping<\/li>\n<\/ul>\n<p>People management<\/p>\n<ul>\n<li>Manage the Relationship Manager Assistant to ensure that work standards and quality work output targets are set, achieved and maintained.<\/li>\n<li>Manage the performance contribution of support staff.<\/li>\n<li>Identifying strengths and development areas and ensuring that support staff receives the requisite learning and skills development interventions.<\/li>\n<li>Proactively coaching and mentoring subordinates.<\/li>\n<\/ul>\n<p>Preferred Qualification and Experience<\/p>\n<p>Minimum of a first degree in Agric or any Agric-related programme or relevant qualification in Agribusiness Management, Agriculture Finance and Banking.<\/p>\n<p>Preferably, 3-5 years\u2019 experience in managing Agric value chains, with a solid understanding of how these value chains work.<\/p>\n<p>A minimum of 2 years previous working experience in Credit or in a credit environment is preferable to gain practical exposure to lending principles and to establish credible relationships.<\/p>\n<p>Knowledge\/Technical Skills\/Expertise<\/p>\n<ul type=\"disc\">\n<li>A good understanding of the principles and practices of agriculture within the current national economic environment.<\/li>\n<li>Strong numerical skills and financial acumen to analyse evaluate and identify trends in complex consolidated financial statements, balance sheets and ratios.<\/li>\n<li>A sound understanding of cash flow cycles pertaining to agriculture.<\/li>\n<li>A good knowledge of financial spreadsheet applications (e.g. Excel) to capture and analyse financial data.<\/li>\n<li>Good knowledge of general banking practices and procedures.<\/li>\n<li>A good current knowledge of different agricultural sectors and sector risk profiles\/ trends; this includes an understanding of the impact of climactic conditions on the agricultural market<\/li>\n<li>Good knowledge of Personal Banking product offerings.<\/li>\n<li>A good knowledge of competitor offerings and structures.<\/li>\n<li>A sound knowledge of Managing Local Market (MLM) sales principles and practices to manage and optimise portfolio retention and growth.<\/li>\n<li>Negotiation skills.<\/li>\n<li>A good working knowledge of administration processes and procedures pertaining to Banking transactions.<\/li>\n<li>Knowledge of how to use the Group Reference Guide to access\/ look up relevant information.<\/li>\n<\/ul>\n<p><strong>Closing Date<\/strong>\u00a0: 27 August, 2020<\/p>\n","protected":false},"excerpt":{"rendered":"<p>To grow and retain a portfolio of agricultural relationships by performing a proactive, mobile, value-adding financial partnership role, ensuring that close personal attention is given to provide a full array&#8230;..<\/p>\n","protected":false},"author":6721,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[135],"tags":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p2nO32-cYd","_links":{"self":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts\/49861"}],"collection":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/users\/6721"}],"replies":[{"embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/comments?post=49861"}],"version-history":[{"count":0,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts\/49861\/revisions"}],"wp:attachment":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/media?parent=49861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/categories?post=49861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/tags?post=49861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}