{"id":50549,"date":"2020-09-04T09:11:10","date_gmt":"2020-09-04T09:11:10","guid":{"rendered":"https:\/\/joblistghana.com\/?p=50549"},"modified":"2020-09-04T09:11:10","modified_gmt":"2020-09-04T09:11:10","slug":"fidelity-bank-ghana-recruitng-now-2020","status":"publish","type":"post","link":"https:\/\/joblistghana.com\/fidelity-bank-ghana-recruitng-now-2020.html","title":{"rendered":"Fidelity Bank Ghana Recruitng Now 2020"},"content":{"rendered":"
Evaluation and review of credits, products, businesses, and industries in the Corporate & Institutional and Retail Banking segments; ensuring adherence to FBGL credit principles, policies, and procedures. Ad-hoc assignments and other responsibilities as delegated by Director, Credit Risk Management, and the Chief Risk Officer.<\/p>\n
\u00a0Job Description<\/strong><\/p>\n Job Title:\u00a0Head Credit Evaluation and Review<\/strong><\/p>\n \u00a0DIMENSIONS & SCOPE<\/strong><\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Senior credit role with responsibility for the quality of the Bank\u2019s Corporate & Institutional and Retail Banking credit portfolio, in collaboration with the Business Directors.<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Participate in the formulation of credit policies, procedures and standards<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Participate in Credit Committee sittings and maintain interface with Management,\u00a0Board Sub Committee on Risk, External Auditors and regulators on credit issues<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Maintain good contacts with the business community and deep knowledge of trends and developments in businesses, industries and the economy as a whole.<\/p>\n \u00a0KNOWLEDGE, SKILLS & EXPERIENCE REQUIRED<\/strong><\/p>\n Qualification<\/strong><\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0University degree, preferably in numerate discipline (Finance, Social Sciences, Sciences or Engineering) with a minimum of ten (10) years relevant experience. Relevant post-graduate and\/or professional qualification is an added advantage.<\/p>\n Competencies<\/strong><\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0High level of knowledge of the Bank\u2019s credit principles & policies. Must possess integrity, initiative, judgement, attention to detail and resourcefulness.<\/p>\n Knowledge<\/strong><\/p>\n KEY RESULT AREAS<\/strong><\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Review of credit applications providing sound financial and business justification for proposals within defined, acceptable risk parameters relative to profitability and recommend appropriate facilities in line with risk evaluation standards.<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Develop strong working partnerships with Business Units and supporting business objectives with full consideration for credit quality and portfolio objectives<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Identify and structure low-risk, high-income transactions; make recommendations that will make business proposals and \u00a0improve credit turnaround time.<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Effective analyses and recommendations where credit applications require referral to Management Credit Committee (MCC) and\/or Board Risk Committee (BRC).<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Conduct Industry Reviews, Credit Policy Reviews, Product Paper Reviews, Risk Appetite Statements, Service Level Agreements, Target Market Studies and other credit policies, manuals and standards to improve credit delivery.<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Monitor and understand credit quality in any counterparty or industry and make recommendations regarding industry trends and implications on our portfolio through well defined and timely stress tests and rapid portfolio reviews.<\/p>\n \u00a0KEY PERFORMANCE INDICATORS<\/strong><\/p>\n \u00b7\u00a0Process: Turn Around Time, Quality of Credit Evaluation and Processing Accuracy<\/p>\n \u00b7\u00a0People: Teamwork, Communication, Ethics and Professionalism<\/p>\n \u00b7\u00a0Customer Franchise: Customer (internal and external) Satisfaction<\/p>\n \u00b7\u00a0Financial: Efficiency, Measurement, Growth and Performance of Loan Portfolio<\/p>\n","protected":false},"excerpt":{"rendered":" Evaluation and review of credits, products, businesses, and industries in the Corporate & Institutional and Retail Banking segments; ensuring adherence to FBGL credit principles, policies, and procedures. Ad-hoc assignments and…..<\/p>\n","protected":false},"author":6721,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[31],"tags":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p2nO32-d9j","_links":{"self":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts\/50549"}],"collection":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/users\/6721"}],"replies":[{"embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/comments?post=50549"}],"version-history":[{"count":0,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/posts\/50549\/revisions"}],"wp:attachment":[{"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/media?parent=50549"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/categories?post=50549"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joblistghana.com\/wp-json\/wp\/v2\/tags?post=50549"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
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