Banking Job Vacancies in Ghana 2012

Our client is a reputable Bank with growing presence in the Sub-Saharan African region. It is looking for as strong executive level professional, with a sound financial and risk management background, to manage its credit, generation, evaluation and disbursement. If you are business-minded and have a proven record of managing credit risk across regional boarders, then we would like to talk to you on behalf of our client in respect of the position.

The position holder will have the following duties:

• Analyzing credit data and financial statements to determine the degree of risk involved in extending credit or lending money;
• Gathering and analysing credit information on current and potential borrowers and determining the advisability of granting credit for diversified types of loans;
• Preparing reports that include the degree of risk involved in extending credit including customer evaluation reports and recommended payment plans based on cash flow analysis;
• Conferring with credit associations and other business representatives to exchange credit information;
• Completing loan applications, credit analyses and summaries of loan requests and submitting to loan committees for approval;
• Generating financial ratios to evaluate customer’ financial status;
• Comparing liquidity, profitability and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations;
• Consulting with customers to resolve complaints and verify financial and credit transactions;
• Analysing financial data such as income growth, quality of management and market share to determine expected profitability of loans;
• Ensuring that credit facilities are handled using the credit procedures and policies in place;
• Developing strategic goals and plans for the Credit Department, preparing annual budget and projections for the Credit Department;
• Preparing and submitting annual quarterly and monthly reports in a timely manner. Reviewing credit reports prepared by Credit Officers for submission to Credit Committee for approval;
• Organizing in-house training for Credit Officers and evaluating the performance of Credit Officers;
• Developing credit products for the Bank

Note that the post is based in Monrovia, Liberia
 

Required Skills or Experience

The successful candidate must:

• Have a Masters Degree in Business, Accounting, Finance or a related field. Professional Membership in National or International Credit Association will be an added advantage
• Have a minimum of 10 years relevant experience, with at least 2 years in a management position
• Have proven abilities in credit risk management, leadership, credit evaluation and interpreting financial statements
• Possess multitasking, communication and critical thinking skills
• Have a good understanding of banking procedures & regulation and loan development processes

How To Apply

Please send Full CV with copies of relevant documents, reliable e-mail and cell phone details to: