Posted on :
5 Jun, 2017
5 Jun, 2017
Microfinance refers to an array of financial services, including loans, savings and insurance, available to poor entrepreneurs and small business owners who have no collateral and wouldn’t otherwise qualify for a standard bank loan
Job Description
Job Title: Loan Officer
Marketing loans products.
• Discussing loan requirements with borrowers.
• Evaluating the credit request and preparing the appropriate recommendations (Screen and Appraise Credit Clients.), Monitoring repayments.
• Collecting due/overdue loan installments.
• Files and maintains all records and information on lending in your operational area.
• Prepare daily/weekly/monthly/quarterly/annual Portfolio Report in your operational area.
• Analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution.
• Reconcile credit transactions and balances to maintain accurate accounts
• Submits monthly credit statistics and reports to Management
• Submits quarterly reports on overall lending performance to management.
• Meeting targets.
• Performs other duties that may be assigned from time to time.
Qualification Required & Experience
• REQUIREMENT: High National Diploma (Accounting/Finance/Banking/Marketing) or Diploma in Business Studies (Accounting/Finance/Banking/Marketing)
• Minimum of 2 years of experience as a loan officer preferably in a Microfinance Institution
Salary: GH?500.00-GH?800.00
Location: Accra
How to Apply
Send Application and CV to the Managing Director: [email protected] Closing Date: 04 June 2017